Take control of your cash flow

Balance introduces Lendica's fast and affordable financing.

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Access finance right from your dashboard

Lendica's precision underwriting offers instant access to better rates and higher credit limits.

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Why do we partner with Lendica?

Fast and affordable finance, on-demand.

Instant Decision
Apply in minutes and get an instant decision.
Fair Pricing
Get one of the lowest rates and fees.
No Credit Impact
No impact on your credit, even if you’re rejected.
More Buying Power
Boost your credit limit as your sales grow.

How does it work?

Apply in minutes and get an instant decision.

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Maximize the cash you need to run your business

A hybrid of financial products tailored to your needs.

PayLater

Capital for bills (A/P finance)

Boost your buying power and optimize your cash flow by delaying payments to your vendors.

Boost your buying power and optimize your cash flow by delaying payments to your vendors.

FundNow

Capital for receivables (A/R finance)

Win larger deals and smooth out cash flow by speeding up collection from customers.

Win larger deals and smooth out cash flow by speeding up collection from customers.

DrawDown

Capital for growth (Working capital)

Invest in larger purchases, more staff and empire expansion with flexible, non-dilutive capital.

Invest in larger purchases, more staff and empire expansion with flexible, non-dilutive capital.

FundNow

Capital for receivables (A/R finance)

Win larger deals and smooth out cash flow by speeding up collection from customers.

PayLater

Capital for bills (A/P finance)

Boost your buying power and optimize your cash flow by delaying payments to your vendors.

DrawDown

Capital for growth (Working capital)

Invest in larger purchases, more staff and empire expansion with flexible, non-dilutive capital.

PayLater

Capital for bills (A/P finance)

Boost your buying power and optimize your cash flow by delaying payments to your vendors.

FundNow

Capital for receivables (A/R finance)

Win larger deals and smooth out cash flow by speeding up collection from customers.

DrawDown

Capital for growth (Working capital)

Invest in larger purchases, more staff and empire expansion with flexible, non-dilutive capital.

See how companies like yours benefit from Lendica

How Steve and the SolarQuote team use PayLater and DrawDown to scale their solar installer business.

“PayLater helps me smooth out my repayment profile. We take large obligations and pay them over 4-26 weeks so they’re easier to manage.”
Steve Doll
 
CFO

Unlock your $10k free trial

Offer valid through  
December 31, 2024

Learn about PayLater

Our customers use PayLater for smarter inventory management. PayLater gives you a credit line to pay vendors when the invoice is due and pay back up to 90 days later.

Learn about the free trial

PayLater Free Trial gives you a $10k credit line that you can use without paying any fees. For 30 days, you will not pay interest or processing fees for any financing.

Schedule a call with us. 🗓️

FAQ

Is Lendica right for me?
Will Lendica impact my credit score?
Will I get charged for applying?
Is Lendica the answer to all my hopes and dreams?
Where can I learn even more about Lendica?
Get in touch
Schedule a call with Lendica today.
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For immediate questions, click the live chat in the bottom right corner!
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