Lendica's precision underwriting offers instant access to better rates and higher credit limits.
Fast and affordable finance, on-demand.
Apply in minutes and get an instant decision.
A hybrid of financial products tailored to your needs.
Boost your buying power and optimize your cash flow by delaying payments to your vendors.
Boost your buying power and optimize your cash flow by delaying payments to your vendors.
Boost your buying power and optimize your cash flow by delaying payments to your vendors.
Win larger deals and smooth out cash flow by speeding up collection from customers.
Invest in larger purchases, more staff and empire expansion with flexible, non-dilutive capital.
How MJ Highway used Lendica's PayLater to expand margins and smooth cashflow
As the owner of two liquor stores, I'm always looking for ways to compete with the larger retailers. PayLater was the answer.
Learn about PayLater
Our customers use PayLater for smarter inventory management. PayLater gives you a credit line to pay vendors when the invoice is due and pay back up to 90 days later.
Learn about the free trial
PayLater Free Trial gives you a $10k credit line that you can use without paying any fees. For 30 days, you will not pay interest or processing fees for any financing.